I am the Founder and CEO of Integral RD, partnered with BTO Financial Group with the purpose of bringing a disciplined, education-first approach to retirement planning. My background as an engineer shapes how I evaluate financial strategies—focusing on structure, risk, and long-term durability.

With more than twenty-two years of engineering experience, including extensive work in patents and complex system design, I apply systems-level thinking to financial and retirement planning. I help clients understand their options clearly and design strategies intended to perform under real-world conditions, not just ideal assumptions.