I am the Founder and CEO of BTO Financial Group. We have partnered with The Alliance Group and other respected retirement planning and insurance organizations with the purpose of bringing a disciplined, education-first approach to retirement planning to everyday people.

We focus on clarity, transparency, and long-term strategy—helping individuals and families understand their options and make informed decisions with confidence. Our goal is to provide education and resources so clients can evaluate retirement strategies thoughtfully and avoid unnecessary complexity or confusion.

I bring over twenty years of experience as an aerospace engineer, having supported mission-critical programs for organizations such as NASA, Lockheed Martin, Boeing, and Pratt & Whitney. That background shapes how I approach retirement planning: with structure, risk awareness, and an emphasis on long-term durability rather than short-term assumptions.

At BTO Financial Group, my role is centered on helping clients understand how different strategies work together so they can plan with confidence and clarity for their financial future.

Below my active state licenses and National Procucer #: